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Key Person Life Insurance


Protection if your leader is lost.

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What Is Key Person Life Insurance?


Also called “Key Man Life Insurance” or “Key Employee Life Insurance,” this life insurance policy comes into play in the event of the death of a business owner or employee who is integral to the functioning of the company. The company is the beneficiary, and the death benefit helps the business survive after losing the key employee.

How Is a Key Person Life Policy Beneficial?

The payout from the life insurance policy can be used to keep the company afloat as they find someone new to replace the business owner/partner or key employee. If the decision is made to close the business down, however, the benefit can be used to pay off debts, provide severance to employees, and other tasks to close the business responsibly.

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